{"id":94147,"date":"2021-02-17T11:23:10","date_gmt":"2021-02-17T11:23:10","guid":{"rendered":"https:\/\/swissfederalism.ch\/indagine-della-comco-sui-sistemi-per-i-bancomat-in-svizzera\/"},"modified":"2021-05-24T10:44:27","modified_gmt":"2021-05-24T10:44:27","slug":"comco-survey-of-atm-systems-in-switzerland","status":"publish","type":"post","link":"https:\/\/swissfederalism.ch\/en\/comco-survey-of-atm-systems-in-switzerland\/","title":{"rendered":"COMCO survey of ATM systems in Switzerland"},"content":{"rendered":"<h1>COMCO survey of ATM systems in Switzerland<\/h1>\n<h3><em>The Competition Commission opened an investigation against Mastercard on February 8 for allegedly impeding the National Cash Scheme (NCS) of SIX<\/em><\/h3>\n<p>The Competition Commission (COMCO) of the Swiss Confederation opened an investigation against Mastercard on February 8, 2021 for allegedly impeding SIX&#8217;s National Cash Scheme (NCS) for ATMs.<\/p>\n<h3>The COMCO has issued precautionary measures.<\/h3>\n<p>NCS is a system developed by the SIX company that enables cash withdrawals and deposits and the checking of account balances at all ATMs in Switzerland.<br \/>\nThe investigation was initiated on the basis of a complaint by SIX, according to which Mastercard prevented NCS from entering the market by refusing to accept &#8220;Co-Badging&#8221; on new Debit Mastercard with the NCS system.<br \/>\nThe COMCO investigation is to determine whether Mastercard has abused its dominant market position. Precautionary measures have been decided for the duration of the investigation.<\/p>\n<p><a href=\"https:\/\/swissfederalism.ch\/en\/group-of-experts-improve-the-swiss-fiscal-centre\/\"><strong>A group of experts will improve the Swiss tax place<\/strong><\/a><br \/>\n<a href=\"https:\/\/swissfederalism.ch\/en\/taxation-sixteen-fields-action-switzerland-future\/\"><strong>Taxation, sixteen fields of action for the Switzerland of the future<\/strong><\/a><\/p>\n<h3>Co-badging between MasterCard and NCS under scrutiny<\/h3>\n<p>In order for an NCS transaction to take place when using a Mastercard debit card, the NCS system must be integrated into the card itself alongside the Mastercard system.<br \/>\nThis integration, called &#8220;Co-Badging,&#8221; involves combining different payment applications on the same debit card.<br \/>\nThe precautionary measures taken by the COMCO therefore enable banks to prepare their debit cards for possible future activation of the NCS system.<br \/>\nThe precautionary measures decided by COMCO may be appealed before the Federal Administrative Court.<\/p>\n<p><a href=\"https:\/\/swissfederalism.ch\/en\/umbrella-law-swiss-law-blockchain\/\"><strong>Umbrella law adapts Swiss law to blockchain<\/strong><\/a><br \/>\n<a href=\"https:\/\/swissfederalism.ch\/en\/blockchain-act-approved-liechtenstein\/\"><strong>Blockchain Act unanimously approved in Liechtenstein<\/strong><\/a><br \/>\n<a href=\"https:\/\/swissfederalism.ch\/en\/switzerland-liechtenstein-pact-scientific-innovation\/\"><strong>Switzerland-Liechtenstein pact on scientific innovation<\/strong><\/a><\/p>\n<figure id=\"attachment_87536\" aria-describedby=\"caption-attachment-87536\" style=\"width: 840px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-87536 size-large\" src=\"https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1-1024x683.jpeg\" alt=\"La tastiera numerica di uno sportello Bancomat\" width=\"840\" height=\"560\" srcset=\"https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1-1024x683.jpeg 1024w, https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1-300x200.jpeg 300w, https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1-768x512.jpeg 768w, https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1-1536x1024.jpeg 1536w, https:\/\/swissfederalism.ch\/wp-content\/uploads\/2021\/02\/La-tastiera-numerica-di-uno-sportello-Bancomat.-1.jpeg 1920w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/><figcaption id=\"caption-attachment-87536\" class=\"wp-caption-text\">The numeric keyboard of an ATM machine<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The Competition Commission opened an investigation against Mastercard on Feb. 8 for allegedly impeding SIX&#8217;s National Cash Scheme (NCS)<\/p>\n","protected":false},"author":2,"featured_media":87533,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[256,260,210,305,257],"tags":[],"class_list":["post-94147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","category-highlights","category-magazine","category-politics","category-switzerland"],"_links":{"self":[{"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/posts\/94147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/comments?post=94147"}],"version-history":[{"count":2,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/posts\/94147\/revisions"}],"predecessor-version":[{"id":94151,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/posts\/94147\/revisions\/94151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/media\/87533"}],"wp:attachment":[{"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/media?parent=94147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/categories?post=94147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swissfederalism.ch\/en\/wp-json\/wp\/v2\/tags?post=94147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}